Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Dominion Finance ## Sitemaps - [XML Sitemap](https://www.dominionfinance.com.au/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [How to Navigate Property Separation with Confidence](https://www.dominionfinance.com.au/2025/03/how-to-navigate-property-separation-with-confidence/) - When a relationship ends, the process of untangling shared property and finances can feel daunting. A jointly owned home often represents more than just bricks and mortar—it’s tied to memories, emotions, and practical challenges. Here’s how to approach this situation with clarity and purpose, ensuring your financial future is secure. The Importance of Legal Support - [Dominion Finance February 2025 Newsletter](https://www.dominionfinance.com.au/2025/02/dominion-finance-february-2025-newsletter/) - Happy New Year, yes it is February however as this is our first newsletter of 2025 it seems like an appropriate greeting! And just like that the RBA has dropped the cash rate after thirteen rate increases and fifteen months of keeping them steady at 4.35%. What happens now? It is generally anticipated that the - [4 Surprising Factors That Could Lower Your Borrowing Power](https://www.dominionfinance.com.au/2025/02/4-surprising-factors-that-could-lower-your-borrowing-power/) - When preparing for a home loan, it’s not just your savings and income that matter. Lenders take a close look at your financial habits, and some seemingly small details can make a big difference. Here are four factors that might unexpectedly impact your borrowing power: Small Subscriptions, Big Impact Those $10 or $20 monthly subscriptions - [The Importance of Having a Will: Why You Should Plan Ahead](https://www.dominionfinance.com.au/2025/01/the-importance-of-having-a-will-why-you-should-plan-ahead/) - The Importance of Having a Will A Will is more than just a document—it’s a key tool in ensuring your wishes are respected and your loved ones are provided for. Many people put off writing a Will, often underestimating its importance or assuming it’s something only older individuals need. However, having a professionally drafted and - [What High Inflation Means for Home Financing](https://www.dominionfinance.com.au/2024/11/what-high-inflation-means-for-home-financing/) - What High Inflation Means for Home Financing Rising inflation and interest rates have shifted the way Australians approach home financing, pushing many to adopt smarter financial habits. As living costs rise, mortgage holders are rethinking their budgets and making more informed choices, which could have long-lasting impacts. Inflation, Rates, and Property Market Resilience The Reserve - [New South Wales Market Update: A Closer Look at October's Growth](https://www.dominionfinance.com.au/2024/11/new-south-wales-market-update-a-closer-look-at-octobers-growth/) - New South Wales Market Update: A Closer Look at October's Growth Sydney’s property market showed a modest uptick in October, with home values rising by 0.19% and pushing the median price to a new high of $1.108 million, according to PropTrack’s latest report. This marks continued growth for Sydney, with home values now 4.51% higher than - [Canberra Market Update: Latest Shifts in Property Prices and Trends](https://www.dominionfinance.com.au/2024/11/canberra-market-update-latest-shifts-in-property-prices-and-trends/) - Canberra Market Update: Latest Shifts in Property Prices and Trends Canberra’s property market saw a slight rise in October, with home values edging up by 0.29%, bringing the median price to $845,000, as highlighted in PropTrack's latest report. While this marks a modest monthly gain, prices remain 0.09% lower than a year ago and have softened - [Don’t Let Fear of Rejection Hold You Back: ](https://www.dominionfinance.com.au/2024/10/dont-let-fear-of-rejection-hold-you-back/) - Don’t Let Fear of Rejection Hold You Back: Why Fear of Rejection Shouldn’t Stop You from Applying for a Home Loan A recent Finder survey found that 1 in 5 Australians did not apply for a financial product in the past 12 months due to fear of rejection. Among these, home loans (5%), car loans (3%), - [Home Loans for Nurses and Midwives: Secure Your Dream Home with Just a 10% Deposit](https://www.dominionfinance.com.au/2024/10/home-loans-for-nurses-and-midwives-secure-your-dream-home-with-just-a-10-deposit/) - Are you a registered nurse or midwife dreaming of owning a home but struggling to save up a 20% deposit? There’s great news for you! Did you know that you get a home loan with just a 10% deposit and avoid paying Lenders Mortgage Insurance (LMI). This opportunity can save you thousands of dollars and - [Integer a justo vitae arcu fermentum consequat](https://www.dominionfinance.com.au/2024/08/post007/) - Morbi nec accumsan sem. Suspendisse eget elit mauris. Phasellus velit nisi, lobortis quis nisi et, venenatis finibus velit. Integer ante ipsum primis non nibh eget arcu malesuada ullamcorper. - [New era of donec sit amet sodales ipsum](https://www.dominionfinance.com.au/2024/08/post006/) - Aenean urna urna, semper sed consectetur sit amet, pretium eu ante. Nulla et consectetur ligula, ut fringilla velit. Interdum et malesuada fames ac ante ipsum primis in faucibus. - [Dominion Finance August 2024 Newsletter](https://www.dominionfinance.com.au/2024/08/dominion-finance-august-2024-newsletter/) - Welcome to this month’s Dominion Finance Newsletter. We hope everyone is faring well with a warmer winter as we enter the last few weeks before Spring arrives. With so much discussion around the RBA decision this week, the central bank after meeting yesterday and today has announced it will hold the current 12-year high cash - [Home Guarantee Scheme Eligibility Expanded: Everything You Need To Know](https://www.dominionfinance.com.au/2023/06/home-guarantee-scheme-eligibility-expanded-everything-you-need-to-know/) - The Australian federal government recently announced significant changes to the Home Guarantee Scheme, aiming to tackle the pressing issue of housing affordability. These changes bring expanded eligibility criteria for the First Home Guarantee, Regional First Home Buyer Guarantee, and Family Home Guarantee. This decision reflects the evolving dynamics of Australian households and aims to provide - [Dominion Finance June 2024 Newsletter](https://www.dominionfinance.com.au/2024/06/dominion-finance-june-2024-newsletter/) - Welcome to this month’s Dominion Finance newsletter, and happy EOFY! As we approach the end of the financial year, it is a good time to consider our financial position for the next twelve months. As the high cost of living, we are experiencing still impacts the way we spend and save, it can be beneficial - [4 Tips to Navigate Interest Rate Rises: How to Manage Your Mortgage Payments Effectively](https://www.dominionfinance.com.au/2023/02/5-tips-to-navigate-interest-rate-rises-how-to-manage-your-mortgage-payments-effectively/) - With interest rates on the rise, many homeowners are feeling the pressure on their finances. Over the previous two years, we have enjoyed ultra-low interest rates. As we haven’t had a cash rate hike since November 2010, these increases may be scary, particularly for new borrowers, however, the current cash rate is nothing extraordinary. That - [Becoming a Guarantor: Everything You Need To Know](https://www.dominionfinance.com.au/2024/05/becoming-a-guarantor/) - For many, the biggest hurdle to achieving home ownership is saving enough for a deposit. With house prices continuing to soar, many Australian first home buyers are turning to relatives for help via a guarantor agreement to achieve home ownership sooner. Becoming a guarantor for your family members essentially means you are using your own - [Dominion Finance May 2024 Newsletter](https://www.dominionfinance.com.au/2024/05/dominion-finance-may-2024-newsletter/) - Welcome to this month’s Dominion Finance Newsletter. After so much discussion regarding interest rate cuts this year by the experts, they seem to have done a complete turnabout and are now predicting possible rate rises instead, in a way to curb our sticky inflation. Reducing inflation is a bit like losing weight, the last one - [What is a Guarantor](https://www.dominionfinance.com.au/2024/04/what-is-a-guarantor/) - Imagine finally stepping through the door of your own home, a space you can truly call yours. For many, the biggest hurdle to achieving this dream isn't finding the right house - it’s saving enough for a deposit. Using a guarantor is a solution many potential home buyers utilise to help them achieve ownership sooner! - [Dominion Finance March 2024 Newsletter](https://www.dominionfinance.com.au/2024/03/dominion-finance-march-2024-newsletter/) - Welcome to this month’s Dominion Finance newsletter. You may have noticed it is a bit late this month. This is due to the RBA meeting later in the month as part of their new arrangement of only meeting eight times per year instead of eleven to determine the cash rate. As expected, the cash rate - [Dominion Finance - Now specialising in Car and Asset Finance](https://www.dominionfinance.com.au/2024/03/1273/) - We are thrilled to announce that Dominion Finance is expanding its range of services to better meet your financial needs. In addition to our existing home loan offerings, we are excited to introduce Personal Loans, Car Loans, and Asset Finance solutions to assist you in achieving your goals. Allow us to introduce you to our - [Everything you need to know about a Debt Consolidation Home Loan](https://www.dominionfinance.com.au/2024/02/everything-you-need-to-know-about-a-debt-consolidation-home-loan/) - Everything you need to know about a Debt Consolidation Home Loan Juggling multiple debts can be overwhelming, a tool that can simplify all your debts into one is called a debt consolidation home loan. At Dominion Finance, we understand the challenges you may face in managing various loans, and we are here to shed light - [Dominion Finance February 2024 Newsletter](https://www.dominionfinance.com.au/2024/02/dominion-finance-february-2024-newsletter/) - Welcome to the first Dominion Finance newsletter for 2024. We are back again to provide you with some views and thoughts regarding home loans; government initiatives for homeowners and investors; and general economic outlook. Our newsletter coincides with the Reserve Bank meetings when they make their decision on the cash rate. There will be only - [What is Pre-Approval and Do I Need It?](https://www.dominionfinance.com.au/2024/01/what-is-pre-approval-and-do-i-need-it/) - What is Pre-Approval and Do I Need It? What is Pre-Approval? A loan pre-approval provides insight into the amount a lender is willing to let you borrow based on factors such as your income, expenses, and overall financial situation. It's important to note that while pre-approval is not an absolute guarantee, it offers a clear - [Christmas Giveaway Terms and Conditions](https://www.dominionfinance.com.au/2023/12/christmas-giveaway-terms-and-conditions/) - To celebrate the Christmas season, Dominion Finance will be giving away a Double-Smoked Christmas Ham on the Bone valued at $160 from Amici Bar! The Ham has been marinated for two days, the slow (12 hours) low-temperature water cooking process ensures the ham remains moist throughout. Finally, the ham is lightly wood-smoked using a genuine - [Dominion Finance December 2023 Newsletter](https://www.dominionfinance.com.au/2023/12/dominion-finance-december-2023-newsletter/) - Hi and welcome to the last Dominion Finance newsletter for 2023. Just a quick one as the year draws to a close. We wanted to take a moment to thank you for your continued support. We are incredibly grateful for the opportunity to work with you and help you achieve your financial goals. This has - [Dominion Finance November 2023 Newsletter](https://www.dominionfinance.com.au/2023/11/dominion-finance-november-2023-newsletter/) - Welcome to this month's Dominion Finance Newsletter This month, we're talking about retirement. As 3,000 Australians retire each week, it's a topic that affects many of us. The most pressing question for many is: have I saved enough? The Association of Super Funds of Australia (ASFA) regularly updates its retirement income standard, which shows how - [Self-Employed Home Loans: What You Need to Know](https://www.dominionfinance.com.au/2023/10/self-employed-home-loans-what-you-need-to-know/) - Securing a home loan when you're self-employed can be a more intricate process, with additional requirements to meet. Requirements for Self Employed Home Loan Applications: When applying for a home loan, the specific requirements can differ among lenders. However, here's a general guideline outlining common prerequisites you should prepare: Minimum 2 years of ABN registration.Personal - [What Buyers Really Want: Must-Have Property Features in the ACT](https://www.dominionfinance.com.au/2023/10/what-buyers-really-want-must-have-property-features-in-the-act/) - Realestate.com has recently revealed the keyword search data that shows spikes in what Canberrans really want when searching for properties. Keyword searches show that following the pandemic, home buyers are increasingly leaning towards larger properties equipped with more amenities. This trend reflects the demand for homes that can cater to remote work, home-schooling, and recreational - [Dominion Finance October 2023 Newsletter](https://www.dominionfinance.com.au/2023/10/dominion-finance-october-2023-newsletter/) - Happy October! It's hard to believe that we are in the back end of the year. The weather is warming up, and daylight saving has commenced. Summer is on its way. Here is a quick recap of the Canberra property market for last month which was relatively stable, with median house prices remaining steady and - [Dominion Finance September 2023 Newsletter](https://www.dominionfinance.com.au/2023/09/dominion-finance-september-2023-newsletter/) - Welcome to this month’s Dominion Finance newsletter. We are excited to announce that we have moved to our new office at Level 1, 221 London Crt Canberra City. Our new office is brighter and more modern, and we are confident that it will provide a better experience for us and our clients. Reserve Bank of - [Dominion Finance August 2023 Newsletter](https://www.dominionfinance.com.au/2023/08/dominion-finance-august-2023-newsletter/) - Welcome to this month’s Dominion Finance monthly newsletter as we move into a new age of the Reserve Bank, with a new Governor and the RBA board now only meeting eight times a year instead of eleven. This will mean that this is the last monthly newsletter as we will move to the RBA’s new - [How to Minimise the Impact of Rising Interest Rates ](https://www.dominionfinance.com.au/2023/07/how-to-minimise-the-impact-of-rising-interest-rates-/) - Many Australians are feeling the squeeze from the RBA interest rate rises. As a homeowner, it's important to be proactive and implement strategies to minimize the effects of rising interest rates. In this blog post, we will discuss some practical tips that can help you reduce the impact of interest rate increases and manage your - [Dominion Finance July 2023 Newsletter](https://www.dominionfinance.com.au/2023/07/dominion-finance-july-2023-newsletter/) - Welcome to this month’s Dominion Finance newsletter. As we kick off the new financial year, the “will they” or “wont they” speculation of the Reserve Bank’s decision on interest rates is still with us. Everyone seems to have a bet each way whether it was going to be today or not, and certainly at least - [Dominion Finance June 2023 Newsletter](https://www.dominionfinance.com.au/2023/06/dominion-finance-june-2023-newsletter/) - Welcome to the June 2023 Dominion Finance Newsletter! We appreciate your continued support and trust as we navigate through the final month of the financial year together. In this ever-evolving economic landscape, inflation rates continue to rise, prompting the Reserve Bank of Australia (RBA) to make adjustments to the cash rate. Experts predict further increases in - [Everything you need to know about offset accounts. ](https://www.dominionfinance.com.au/2023/06/everything-you-need-to-know-about-offset-accounts-/) - When it comes to managing your home loan, it's essential to explore every available avenue to save money and reduce interest payments. One such tool that can make a significant impact on your financial situation is an offset account. In this blog, we will delve into the concept of offset accounts, how they work, and - [Dominion Finance May 2023 Newsletter](https://www.dominionfinance.com.au/2023/05/dominion-finance-may-2023-newsletter/) - Welcome to this month’s Dominion Finance Newsletter for May 2023 There was so much speculation in the media and with the finance experts whether the Reserve Bank of Australia (RBA) would maintain the current cash rate or raise it at least one more time, we thought we might give it a rest and talk - [Breaking Down The Costs of Home Loans: What You Need to Know Before You Buy](https://www.dominionfinance.com.au/2023/04/breaking-down-the-costs-of-home-loans-what-you-need-to-know-before-you-buy/) - Are you in the market for a new home and feeling overwhelmed by all the financial jargon? Well, you're not alone! Buying a home is one of the biggest investments you'll ever make, so it's important to know what you're getting into. One aspect that often gets overlooked is the various fees, costs and charges - [Dominion Finance April 2023 Newsletter](https://www.dominionfinance.com.au/2023/04/dominion-finance-april-2023-newsletter/) - Welcome to this month’s Dominion Finance April Newsletter. The Reserve Bank of Australia's Board met today and for the first time since May 2022 they kept the cash rate on hold at 3.60%. There were mixed views on the state of the economy, with some experts predicting that the RBA would raise rates for an - [Dominion Finance March 2023 Newsletter](https://www.dominionfinance.com.au/2023/03/dominion-finance-march-2023-newsletter/) - Welcome to Autumn 2023…just like that days are getting shorter and summer holidays memories are beginning to fade. This month we are going to talk about the incentives that banks and lenders are offering to customers to try and attract more business. These incentives are predominantly a cash lump sum, or it could be free - [Dominion Finance February Newsletter](https://www.dominionfinance.com.au/2023/02/dominion-finance-february-newsletter/) - Welcome Welcome Welcome to 2023 Holidays and summer fun times are over, and it is back to work, and for the Reserve Bank that can only mean one thing…rates are on the way up once more. No doubt they saw our spending over the Black Friday, Boxing Day, and January sales and thought they need - [How different types of debts can impact your borrowing power](https://www.dominionfinance.com.au/2023/02/how-different-types-of-debts-can-impact-your-borrowing-power/) - Borrowing power refers to the amount of money a lender is willing to loan you based on your financial situation. Learn how debt can impact your borrowing power. - [Dominion Finance December 2022 Newsletter](https://www.dominionfinance.com.au/2022/12/dominion-finance-december-2022-newsletter/) - Merry Christmas and welcome to the last Dominion Finance Newsletter for 2022. Well, it certainly has been another tumultuous year, with the ongoing Covid presence, war in the Ukraine impacting global markets, and closer to home rising inflation and interest rates. The Reserve Bank handed down another rise to the cash rate today and this - [Dominion Finance November 2022 Newsletter](https://www.dominionfinance.com.au/2022/11/dominion-finance-november-2022-newsletter/) - Staying loyal to your lender could be costing you Homeowners who have not made any changes to their current home loans since the Reserve Bank commenced raising interest rates could be missing out on potential savings. While you may think that your loyalty to your lender will be rewarded, a recent 2022 analysis of the Australian - [Dominion Finance October 2022 Newsletter](https://www.dominionfinance.com.au/2022/10/dominion-finance-october-2022-newsletter/) - Welcome once more to this month’s Dominion Finance newsletter, which is about preparing for the inevitable. Just like death and taxes, increases to the cash rate are now another grievance we must put up with. Watching the Queen’s funeral recently, I marvelled at the perfect precision how all the pomp and ceremonies took place. There - [How sustainable home upgrades could increase the value of your property.](https://www.dominionfinance.com.au/2022/09/how-sustainable-home-upgrades-could-increase-the-value-of-your-property/) - Did you know making eco-friendly home improvements are not only great for the environment but can also add value to your property and can help you save money over time? Energy efficient homes perform better on the market. In this competitive market with costs continuing to rise, potential buyers are starting to search for eco-friendly - [Dominion Finance July 2022 Newsletter](https://www.dominionfinance.com.au/2022/07/dominion-finance-july-2022-newsletter/) - Happy New Financial Year ! Dominion Finance Celebrates, This July we celebrate the 20th anniversary of Dominion Finance. Suzanne and Melita started Dominion Finance in July 2002 after working together at NAB and Bendigo Bank where they both realised, they could offer clients a better service and loan offerings as mortgage brokers. This was a brave - [Dominion Finance September 2022 Newsletter](https://www.dominionfinance.com.au/2022/09/dominion-finance-september-2022-newsletter/) - Goodbye winter and the cold weather and bring on the warm sunny days. Welcome to Spring 2022 and this month’s newsletter.This month’s newsletter is about Buy Now, Pay Later (BNPL) services which has seen a major change to how many of us shop. Over the past two years the BNPL sector has enjoyed a surge - [Dominion Finance August 2022 Newsletter](https://www.dominionfinance.com.au/2022/08/dominion-finance-august-2022-newsletter/) - Hi and welcome to this month’s Dominion Finance newsletter Here we are in August on the downhill slopes of winter, surely the warm weather cannot be too far away. The Reserve Bank raised the cash rate another 50 basis points today, and along with inflation at 6.1% it feels like we are going to be - [4 Tips to help you pay your home loan off sooner!](https://www.dominionfinance.com.au/2022/07/4-tips-to-help-you-pay-your-home-loan-off-sooner/) - Why pay off a mortgage early? One of the most common reasons to pay your home loan off early is to reduce the total cost of your mortgage. For every extra dollar you pay in advance, is a dollar that will not accrue additional interest, ultimately, keeping your overall loan term down and saving you - [Dominion Finance June 2022 Newsletter](https://www.dominionfinance.com.au/2022/06/dominion-finance-june-2022-newsletter/) - Welcome to the winter of 2022, a new season of change. Not only a change of season, but also change of government, changes to the cost of groceries and fuel, plus a change to prices in the housing market. Just like the outside temperature the housing market is losing all its heat that it has - [Everything you need to know about refinancing your home loan!](https://www.dominionfinance.com.au/2022/05/everything-you-need-to-know-about-refinancing-your-home-loan/) - Refinancing your home can be a great way to lower your monthly repayments, access additional loan features and help you pay your home loan off sooner. As your circumstances and life continually changes, it is essential that your home loan continues to meet your needs. Even if you have only had a home loan for - [Dominion Finance May 2022 Newsletter](https://www.dominionfinance.com.au/2022/05/dominion-finance-may-2022-newsletter/) - Welcome to this month’s Dominion Finance newsletter. For the first time in twelve years the interest rates are increasing and because of this many of our clients will not have seen this before. Similar to when rates dropped, your lender will advise you what their increase will be and when it will become effective. - [Everything you need to know about the Federal Budgets Home Loan Schemes.](https://www.dominionfinance.com.au/2022/03/everything-you-need-to-know-about-the-federal-budgets-home-loan-schemes/) - Everything you need to know about the Federal Budgets Home Loan Schemes. Tuesday night’s Federal Budget saw the expansion of the Home Guarantee Scheme. The Home Guarantee Scheme will allow tens of thousands more aspiring homeowners to purchase a property without having to save a 20% deposit or take out lenders mortgage insurance. The - [Dominion Finance March 2022 Newsletter](https://www.dominionfinance.com.au/2022/03/dominion-finance-march-2022-newsletter/) - Welcome to this month's newsletter for March 2022. We thought this was going to be the year of getting back to normal after fires, floods, and pandemics and we could move on with hope and joy for the future. Then someone has to got and upset the applecart which sends Europe to the brink of - [What is a Mortgage Broker and how can they help me?](https://www.dominionfinance.com.au/2022/03/what-is-a-mortgage-broker-and-how-can-they-help-me/) - What is a mortgage broker? A mortgage broker is a third-party intermediary who will act on your behalf to arrange your home loan application. Rather than directly working with a bank or financial institution, a mortgage broker is able to work with a variety of lenders to find the best home loan that suits - [Dominion Finance November 2021 Newsletter](https://www.dominionfinance.com.au/2021/11/dominion-finance-november-2021-newsletter/) - Welcome to this month’s newsletter and hopefully the end to all the lockdowns. It is so enjoyable to be out and about, mask free outside, and starting to see a light at the end of the COVID-19 tunnel. It is going to be interesting to see how we commence our lives “living with Covid”. What - [Breast Cancer Awareness Month](https://www.dominionfinance.com.au/2021/10/breast-cancer-awareness-month/) - October is Breast Cancer Awareness Month and as Dominion Finance is a female operated business this is a cause that is very important to us. According to the Breast Cancer Network Australia, there will be 20,030 women diagnosed with breast cancer in 2021. That is an average of 48 people a day. These are all - [Opportunities from record house prices](https://www.dominionfinance.com.au/2021/08/opportunities-from-record-house-prices/) - It’s been a tough month and our hearts are with Sydney and Melbourne and now South eastern Queensland over this very difficult time. In the midst of a cold wet winter, it all seems a bit glum. Though when life gives you lemons or in our case record house prices it is worth looking for - [Redraw vs Offset Accounts](https://www.dominionfinance.com.au/2020/05/redraw-vs-offset-accounts/) - ME Bank has been in the news a lot this week after they reduced the available redraw on some of their customers home loans. This has created some confusion of how redraw facilities work. Here is a simple explanation of the difference between a redraw facility and an offset account. Redraw lets you access extra - [The New Normal (Covid-19)](https://www.dominionfinance.com.au/2020/05/the-new-normal/) - This is now the soundtrack to our lives, we look at graphs of lines heading up and now flattening, we keep track of infection numbers, we wait for restrictions to ease, and we look on in wonder as others flout the “rules”, and world leaders seem to provide more uncertainty than surety. Although we have - [Autumn News & Interest Rate Update](https://www.dominionfinance.com.au/2020/03/autumn-news-interest-rate-update/) - It has a been a summer for many that we are happy to have behind us and move on to happier times. That being said, there is the threat of the Coronavirus pandemic that could have further implications for all of us. The stock market has taken a big hit due to the uncertainty created by - [Dominion Finance is Expanding](https://www.dominionfinance.com.au/2020/02/dominion-finance-is-expanding/) - With the start of a new year, we have some significant changes underway at Dominion Finance. Molly McDonald Crowley, who is one of our loan administrators has completed her finance study and is becoming a fully fledged mortgage broker as of 4 February 2020. This is very exciting to see another one of our loan - [How to avoid paying too much for a home](https://www.dominionfinance.com.au/2017/11/how-to-avoid-paying-too-much-for-a-home/) - Knowing what a property is worth is vital to avoiding paying too much for it. It is easy to let your emotions get involved with such a critical life investment. Auctions especially, can be exciting and stressful situations where it is very easy to pay more for a property than you anticipated. To avoid this - [Dominion Finance wins at eChoice awards!](https://www.dominionfinance.com.au/2017/11/dominion-finance-wins-at-echoice-awards/) - Congratulations to Suzanne and Melita winning the Mentor of the Year award at the annual eChoice awards at Port Douglas last week. This is a great achievement and recognises the effort Suzanne and Melita put in to mentoring and training the crew in the Dominion Finance office, drawing on their many years of knowledge and - [Broker Renumeration Facts](https://www.dominionfinance.com.au/2018/03/broker-renumeration-facts/) - Mortgage broking in the media As you may be aware the government has launched a Royal Commission into the banking industry. This Royal Commission also includes the role and remuneration of mortgage brokers, and to investigate complaints made by the public against specific mortgage brokers and potential fraudulent dealings. At Dominion Finance, we welcome the - [Sky News - New era for banks after scathing report](https://www.dominionfinance.com.au/2019/02/sky-news-new-era-for-banks-after-scathing-report/) - Mike really enjoyed his discussion with David Speers on Sky News yesterday and found him very responsive to the challenges our industry is facing. Sky News is a vital channel for our advocacy purposes as it is the primary ingredient in the media diet of leading politicians and decision-makers. If you would like to keep - [Congratulations to the Dominion Finance team for the 4 eChoice awards nominations!](https://www.dominionfinance.com.au/2017/09/congratulations-to-the-dominion-finance-team-for-the-4-echoice-awards-nominations/) - The Dominion Finance team are honoured to be recognised in our industry and nominated as finalists for these four awards; eChoice Mentor of the Year 2017 eChoice Service Award 15+ years 2017 eChoice Broker of the Year 2017 eChoice Brokerage of the Year 2017 We are particularly thrilled to be in the running for Mentor of - [Do you know where your money goes?](https://www.dominionfinance.com.au/2017/10/do-you-know-where-your-money-goes/) - To effectively build wealth, you need to be managing your money. No matter how much you earn you need to know where your money goes. It is too easy to spend what you earn and more. Banks are prepared to give us credit cards with huge limits and shopping is getting easier with online shopping - [Rentvesting - Enter the property market without sacrificing your lifestyle](https://www.dominionfinance.com.au/2017/09/rentvesting-enter-the-property-market-without-sacrificing-your-lifestyle/) - As property prices continue to rise, purchasing in a centrally-located or sought-after area is out of reach for the average working millennial. Instead, many are opting to rent rather than buy as it means not having to compromise their inner city or beachside lifestyle. But for those who are still eager to enter the market, - [How To Refinance to Renovate](https://www.dominionfinance.com.au/2017/08/how-to-refinance-to-renovate/) - With the popularity of TV shows like The Block and My House Rules, property renovation is very popular. A renovation done well can not only improve your standard of living, it can dramatically increase the value of the property. Renovations can come at a significant cost, and therefore you may need to consider refinancing your ## Pages - [Home](https://www.dominionfinance.com.au/) - Welcome Dominion Finance is your Canberra based finance brokers, and our commitment is to provide expert advice to find you the most suitable loan in order to help you achieve your financial dreams of owning your home, car, or investment property. We aim to make the process effortless for you and do all the running around and - [About us](https://www.dominionfinance.com.au/about-us/) - We are Dominion Finance Mortgage Brokers Servicing Canberra and the surrounding regions for over 22 years with extensive banking and mortgage broking experience as well as a passion for helping our community achieve their financial dream. Alicia WilkinsonMortgage BrokerWith over 22 years experience in the finance industry I have always enjoyed assisting our clients in - [Our team of Mortgage Brokers](https://www.dominionfinance.com.au/about-us/our-team-of-mortgage-brokers/) - [How Mortgage Brokers get paid](https://www.dominionfinance.com.au/loan-guide/how-mortgage-brokers-get-paid/) - Fast Facts Mortgage brokers facilitate over 74% of all residential mortgages in Australia. Mortgage broker commissions are highly regulated under law.*Mortgage brokers receive two types of commissions from lenders – upfront commissions, paid when a loan is settled, and trail commissions, paid over the life of a loan.The commission rates mortgage brokers receive from lenders - [Contact](https://www.dominionfinance.com.au/contact/) - Send us a message Name (required) Email (required) Mobile Message Find us Contact information Address: Suite 5, Level 1, 221 London Circuit, Canberra City, 2601 Mailing Address: GPO Box 1686 Canberra ACT 2601 Office Phone Number: 02 6162 2740 Email: enquiries@dominionfinance.com.au Our finance brokers Suzanne O’Connor Director/Mortgage Broker 0411 220 208 suzanne@dominionfinance.com.au Melita Beilicz Director/Mortgage Broker - [The importance of having a Will](https://www.dominionfinance.com.au/useful-info-2/the-importance-of-having-a-will/) - What is a Will? A Will is a legal document in which you state how you want your assets to be distributed after your death. A Will also enables you to choose an Executor who will be responsible for making sure your wishes are met. Statistics taken from ABS 2020-2023 60% of Australians don’t have - [Blog](https://www.dominionfinance.com.au/news/) - How to Navigate Property Separation with Confidence Managing MoneyBy Kyla21 March 2025 When a relationship ends, the process of untangling shared property and finances can feel daunting. A jointly owned home often represents more than just bricks and mortar—it’s tied to memories, emotions, and practical challenges. Here’s how to approach this situation with clarity and - [Privacy statement](https://www.dominionfinance.com.au/about-us/privacy-statement/) - At Dominion Finance, we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information. Respecting your privacy We respect your personal information, and this Privacy Policy explains how we handle it. The - [Stamp Duty Calculator](https://www.dominionfinance.com.au/loan-calculators/stamp-duty-calculator/) - [Split Loan Calculator](https://www.dominionfinance.com.au/loan-calculators/split-loan-calculator/) - [Rent vs Buy Calculator](https://www.dominionfinance.com.au/loan-calculators/rent-vs-buy-calculator/) - [Mortgage Switching Calculator](https://www.dominionfinance.com.au/loan-calculators/mortgage-switching-calculator/) - [Fortnightly Repayment Calculator](https://www.dominionfinance.com.au/loan-calculators/fortnightly-repayment-calculator/) - [How Much to Deposit Calculator](https://www.dominionfinance.com.au/loan-calculators/how-much-to-deposit-calculator/) - [How Long to Save Calculator](https://www.dominionfinance.com.au/loan-calculators/how-long-to-save-calculator/) - [Income Gross Up Calculator](https://www.dominionfinance.com.au/loan-calculators/income-gross-up-calculator/) - [Income Annualisation Calculator](https://www.dominionfinance.com.au/loan-calculators/income-annualisation-calculator/) - [Income Tax Calculator](https://www.dominionfinance.com.au/loan-calculators/income-tax-calculator/) - [Reverse Mortgage Calculator](https://www.dominionfinance.com.au/loan-calculators/reverse-mortgage-calculator/) - [Property Selling Cost Calculator](https://www.dominionfinance.com.au/loan-calculators/property-selling-cost-calculator/) - [Property Buying Cost Calculator](https://www.dominionfinance.com.au/loan-calculators/property-buying-cost-calculator/) - [Loan Comparison Calculator](https://www.dominionfinance.com.au/loan-calculators/loan-comparison-calculator/) - [Leasing Calculator](https://www.dominionfinance.com.au/loan-calculators/leasing-calculator/) - [Lump Sum Repayment Calculator](https://www.dominionfinance.com.au/loan-calculators/lump-sum-repayment-calculator/) - [Introductory Rate Loan Calculator](https://www.dominionfinance.com.au/loan-calculators/introductory-rate-loan-calculator/) - [Interest Only Mortgage Calculator](https://www.dominionfinance.com.au/loan-calculators/interest-only-mortgage-calculator/) - [Saving Calculator](https://www.dominionfinance.com.au/loan-calculators/saving-calculator/) - [How Long to Repay Calculator](https://www.dominionfinance.com.au/loan-calculators/how-long-to-repay-calculator/) - [Home Loan Offset Calculator](https://www.dominionfinance.com.au/loan-calculators/home-loan-offset-calculator/) - [Extra Repayment Calculator](https://www.dominionfinance.com.au/loan-calculators/extra-repayment-calculator/) - [Credit Card Calculator](https://www.dominionfinance.com.au/loan-calculators/credit-card-calculator/) - [Compound Interest Calculator](https://www.dominionfinance.com.au/loan-calculators/compound-interest-calculator/) - [Comparison Rate Calculator](https://www.dominionfinance.com.au/loan-calculators/comparison-rate-calculator/) - [Budget Planner](https://www.dominionfinance.com.au/loan-calculators/budget-planner/) - [Borrowing Power Calculator](https://www.dominionfinance.com.au/loan-calculators/borrowing-power-calculator/) - [Loan calculators](https://www.dominionfinance.com.au/loan-calculators/) - [Loan Repayment Calculator](https://www.dominionfinance.com.au/loan-calculators/loan-repayment-calculator/) - [First Home Buyer](https://www.dominionfinance.com.au/useful-info-2/1st-home-buyer/) - First Home Buyer Getting your finances right Buying a home is the biggest asset that you’ll seek to acquire in your lifetime that typically spans over 20 to 30 years. For many first time home buyers, the housing market and dealing with agents can be confusing, especially when it comes to understanding fees and charges, and - [Loan fees, costs & charges](https://www.dominionfinance.com.au/loan-guide/loan-fees/) - All home loans have associated fees, costs and charges. The most common ones you will encounter are as follows: Loan application fees: A loan establishment fee that is charged by a lender. These vary from lender to lender and typically cost between $300 and $800. Property valuation: The lender may charge you a fee to - [Our Lenders](https://www.dominionfinance.com.au/loan-guide/home-loans/) - With 28 different lenders on offer, Dominion Finance are able to offer you a selection of loans. Our lenders are as follows: Adelaide Bank AMP Banking ANZ Banking Group Auswide Bank Bank of Sydney BankWest Bluestone Mortgages Citibank Collins Securities Commonwealth Bank Firstmac Heritage Bank Homeloans Limited Iden Group ING Direct La Trobe Financial Liberty Financial - [Home loan pros & cons](https://www.dominionfinance.com.au/loan-guide/home-loan-pros-and-cons/) - All home loans come with benefits and disadvantages. Therefore, before taking out any loan it is advisable that you compare what each type of loan has to offer, and just what its drawbacks are, so that you can make an informed decision as to which loan is right for you. The most common loans you - [Useful info](https://www.dominionfinance.com.au/useful-info-2/) - How much can I borrow? Try our Loan Calculators to give you indication. Do credit cards affect how much I can borrow on a home loan? Yes they do, sometimes it is necessary to cancel or reduce the limits on your cards in order to achieve the approval amount that you require. Should I pay off my - [Loan guide](https://www.dominionfinance.com.au/loan-guide/) - Choosing the right loan There are many different types of loans to choose from. They can impact you in the short and long term in completely different ways. There are loans that are more flexible and loans that are fixed. We can go through all the options with you to help understand these differences and - [Required documentation](https://www.dominionfinance.com.au/loan-guide/required-documentation/) - There are supporting documents that you will require when submitting a loan application. Please use the following as a guide when applying for finance. Please select the categories that describe you: PAYG Applicants Provide only what applies to your circumstances. 100 Points ID (passport or birth certificate & drivers license) Rates Notice for all properties - [What’s the Dominion Finance process](https://www.dominionfinance.com.au/loan-guide/whats-the-process/) - When using Dominion Finance, you’ll talk to real people. Your consultant will arrange a dedicated mortgage broker, who will deal with you directly. Your broker will then help you to understand the home loan process and will walk you through this from start to finish. They’ll even submit your paperwork for you and will be - [Testimonials](https://www.dominionfinance.com.au/about-us/testimonials/) - Alicia was absolutely fantastic throughout my entire home buying journey. From the initial consultation right through to successfully purchasing at auction, she never missed a beat. Alicia was always professional, responsive, and incredibly supportive. I highly recommend Alicia to anyone looking for a mortgage broker who genuinely cares about her clients and goes above and beyond - [Our complaints & dispute policy](https://www.dominionfinance.com.au/about-us/our-complaints-dispute-policy/) - We are committed to meeting if not exceeding our clients’ expectations whenever possible. As much as we all dislike receiving complaints, we recognise that dissatisfied clients have a right to complain and to have their complaint handled quickly and directly. Clients who take the time to complain may well still have confidence in us and ## Testimonials - [Alicia was absolutely fantastic throughout my entire home buying journey. From the initial consultation right through to successfully purchasing at auction, she never missed a beat. Alicia was always professional, responsive, and incredibly supportive. I highly recommend Alicia to anyone looking for a mortgage broker who genuinely cares about her clients and goes above and beyond to achieve the best outcome. Thank you, Alicia, for all your hard work and support! Jess ](https://www.dominionfinance.com.au/dt_testimonials/1511/) - [Suzanne guided me through the entire process with remarkable ease, ensuring that I understood every detail and felt comfortable at each step. Her expertise and dedication made the home-buying process swift and straightforward, which was particularly reassuring as a first-time buyer.](https://www.dominionfinance.com.au/dt_testimonials/i-had-the-pleasure-of-working-with-suzanne-during-the-purchase-of-my-first-home-and-i-must-say-that-the-experience-was-exceptional-suzanne-guided-me-through-the-entire-process-with-remarkable-ease/) - I had the pleasure of working with Suzanne during the purchase of my first home, and I must say that the experience was exceptional. Suzanne guided me through the entire process with remarkable ease, ensuring that I understood every detail and felt comfortable at each step. Her expertise and dedication made the home-buying process swift - [On every occasion, your support has been professional and client centric from every perspective](https://www.dominionfinance.com.au/dt_testimonials/on-every-occasion-your-support-has-been-professional-and-client-centric-from-every-perspective/) - Dear Alicia, Thank you so much for your help with the many loans you have arranged for us over a number of years. On every occasion, your support has been professional and client centric from every perspective - from your personable manner to your pro-active approach to understanding our needs, identifying the best solution for - [No Stress, No Fuss](https://www.dominionfinance.com.au/dt_testimonials/no-stress-no-fuss/) - Suzanne and her team at Dominion Finance were an absolute dream to work with. She steered us through the mortgage set up for our new home and the refinancing of our investment property. She provided plenty of options for us to consider and helped us find the right fit for our needs. Suzanne makes everything clear and - ["Alicia was instrumental in helping me to plan for and then purchase a home for my family in Canberra, and I would highly recommend her services as a mortgage broker to my friends and family"](https://www.dominionfinance.com.au/dt_testimonials/1039/) - Alicia was instrumental in helping me to plan for and then purchase a home for my family in Canberra, and I would highly recommend her services as a mortgage broker to my friends and family. Alicia’s communication skills, organisational skills and conscientious approach to providing advice to her clients, from our first conversation all the - ["I have been blown away with the level of customer service that I’ve received!"](https://www.dominionfinance.com.au/dt_testimonials/i-have-been-blown-away-with-the-level-of-customer-service-that-ive-received/) - I have no hesitation in recommending Molly at Dominion. I have been blown away with the level of customer service that I’ve received! I’m the kind of person that reads all of the fine print and needs to understand the T&C’s. Molly’s level of knowledge regarding the products on offer, was exceptional and I will happily - ["...walked me through everything I needed to know."](https://www.dominionfinance.com.au/dt_testimonials/walked-me-through-everything-i-needed-to-know/) - Suzanne recently assisted me with my first property purchase. The communication was fantastic from the start and she was always available to lend a helping hand. She laid out my options very clearly and walked me through everything I needed to know. Highly recommend! Harley - ["You have made a complicated situation relatively seem less."](https://www.dominionfinance.com.au/dt_testimonials/you-have-made-a-complicated-situation-relatively-seem-less/) - Thanks for all you have done Molly! You have made a complicated situation relatively seem less. I will be recommending you to many others and I hope to dispel the unwarranted myths about brokers. - ["..went above and beyond to ensure I was successful in purchasing my dream home."](https://www.dominionfinance.com.au/dt_testimonials/she-went-above-and-beyond-to-ensure-i-was-successful-in-purchasing-my-dream-home/) - Molly gave attentive service which was very helpful as a first home buyer. I found the process of buying a home daunting but quickly realised I did not need to worry as I was under the guidance of a dedicated professional. I found myself constantly asking Molly questions and seeking advice frequently at all hours. - ["..provided us with excellent service, always getting us a great deal.."](https://www.dominionfinance.com.au/dt_testimonials/provided-us-with-excellent-service-always-getting-us-a-great-deal/) - Dominion finance has provided us with excellent service, always getting us a great deal and making the whole process stress free and very quick! We have used Suzanne 3 times to help us refinance our property to undergo significant home renovations. Without her advice and expertise we would have struggled to navigate all the paperwork - ["We felt understood, treated like equals..."](https://www.dominionfinance.com.au/dt_testimonials/we-felt-understood-treated-like-equals/) - We had been working with a broker for over a year and had not achieved any resolution or improvement in our financial situation. It was stressful and exhausting. Alicia and Molly were personable, they acted swiftly, found options that others had said were unachievable, kept us unformed, demonstrated exemplary customer service, worked with our preferences, - ["Best referral we have ever had.."](https://www.dominionfinance.com.au/dt_testimonials/best-referral-we-have-ever-had/) - Was referred to Melita from a family member. Best referral we have ever had, especially after meeting with another broker company, and walking away with even less information then what we started with. Melita was very knowledgeable and explained everything with ease, if we didn’t quite get it. She made you feel welcome, and never - ["..went above and beyond"](https://www.dominionfinance.com.au/dt_testimonials/went-above-and-beyond/) - Suzanne was an absolute pleasure to deal with in helping secure our first home loan. She went above and beyond in helping us, even when we had contract issues that meant we may not be able to use her services. Despite this she persisted in making sure we got the best deal and carefully explained all - ["...made the difficult process of buying our first home that much easier!"](https://www.dominionfinance.com.au/dt_testimonials/made-the-difficult-process-of-buying-our-first-home-that-much-easier/) - Suzanne, you have been such a pleasure to work with. You have been professional, helpful and always easy to deal with, which has made the difficult process of buying our first home that much easier! I certainly would not hesitate to recommend you and Dominion Finance to anyone in need of mortgage advice etc. Many - ["Smooth and trouble-free"](https://www.dominionfinance.com.au/dt_testimonials/smooth-and-trouble-free/) - Alicia is very approachable, patient and friendly. She has always been quick to answer my many questions and made sure that our home loan transactions have been smooth and trouble-free. Thank you very much for all your advice and time. - ["Without your help this wouldn’t have been possible."](https://www.dominionfinance.com.au/dt_testimonials/without-your-help-this-wouldnt-have-been-possible/) - Thank you Suzanne and the Dominion Finance team for helping us refinance and helping us achieve the purchase of our family coast house. We are looking forward to spending many weekends down the coast at the beach as a family and creating memories. Without your help this wouldn’t have been possible. Thanks again and we - [" The process couldn’t have been smoother.."](https://www.dominionfinance.com.au/dt_testimonials/the-process-couldnt-have-been-smoother/) - We called Alicia with a quick turn around job to refinance after leaving it a few weeks too late. She was so efficient, upfront and honest with us for everything. The process couldn’t have been smoother and we’re so thankful we now have a mortgage broker we will use every time we need anything financial done. Naomi - ["..I knew I was in capable hands with Alicia"](https://www.dominionfinance.com.au/dt_testimonials/i-knew-i-was-in-capable-hands-with-alicia/) - I was lucky enough to be introduced to Alicia from Dominion Finance at such a crucial time during my purchase. Due to my very specific lending requirements being a first home buyer there were very few lenders I could borrow from. After feeling neglected and confused by my original broker I spoke to Alicia and she - ["..we appreciated all the advice"](https://www.dominionfinance.com.au/dt_testimonials/we-appreciated-all-the-advice/) - Suzanne made the difficult process of refinancing and changing mortgage providers simple! She was lovely to meet with, and we appreciated all the advice she was able to give us. - ["..you make the process so very easy."](https://www.dominionfinance.com.au/dt_testimonials/you-make-the-process-so-very-easy/) - It was great working with you (Suzanne) to finance our latest mortgage. We look forward to the savings we make over the life of the mortgage and will be happy to refer anyone to you as you make the process so very easy. Randall and Heather - ["Our experience with Amber Ferry was second to none."](https://www.dominionfinance.com.au/dt_testimonials/our-experience-with-amber-ferry-was-second-to-none/) - Our experience with Amber Ferry was second to none. Amber was extremely professional, informative, resourceful and went above and beyond what we have come to expect from a broker. Not only will we be utilising her services again, but we have and will continue to recommend her to our friends. Amber truly enjoys what she - ["Easily the best financial assistance we’ve experienced anywhere.."](https://www.dominionfinance.com.au/dt_testimonials/easily-the-best-financial-assistance-weve-experienced-anywhere/) - We would recommend Amber Ferry from Dominion Finance in the very highest terms – she was fantastic with helping us arrange a mortgage. We really appreciated her help through the whole stressful business of buying a house and setting up a mortgage: she is efficient, intelligent, thorough and totally reliable (and also very nice). Easily - ["She went above and beyond to "make it happen" for me."](https://www.dominionfinance.com.au/dt_testimonials/she-went-above-and-beyond-to-make-it-happen-for-me/) - I was fortunate enough to have Alicia from Dominion Finance suggested to me, to help achieve getting a home loan. I had previously attempted through a different broker which was unsuccessful and the most stressful experience. With Alicia's help and guidance, even though I am in a different state to her, not only was I - ["We wouldn't hesitate to deal with you again.."](https://www.dominionfinance.com.au/dt_testimonials/we-wouldnt-hesitate-to-deal-with-you-again/) - Thank you to Dominion Finance for making the purchase of our first family home a reality! Suzanne's efficiency, guidance and support has been very much appreciated - We were so happy to share our excitement with her recently when we were successful at auction. The home loan process has been made smooth and stress free - ["..you made it a million times easier.."](https://www.dominionfinance.com.au/dt_testimonials/you-made-it-a-million-times-easier/) - Thank you so much Suzanne! We really appreciate all of the help you gave us during this whole buying and selling process, you made it a million times easier (and better than our last experience) and way less stressful. Thank you for being so patient and answering our bazillion questions over and over again, we - ["...listened carefully to understand our needs..."](https://www.dominionfinance.com.au/dt_testimonials/listened-carefully-to-understand-our-needs/) - It is without hesitation that I would recommend Alicia Wilkinson as a mortgage broker. Alicia was organised, informative and attentive. She asked questions and listened carefully to understand our needs to find the appropriate product that would suit our families’ financial needs. Alicia minimised the time requirements for us by handling all interactions with the - ["Alicia’s service was outstanding.."](https://www.dominionfinance.com.au/dt_testimonials/alicias-service-was-outstanding/) - My wife and I purchased a home in Canberra over three years ago. Feeling bound by routine and intimidated by the prospect of changing our mortgage provider we were paying a higher interest rate than we needed to. Alicia provided us with an insight into the refinancing options available to us, as well as figures - ["..thank you for your professionalism, help and advice.."](https://www.dominionfinance.com.au/dt_testimonials/thank-you-for-your-professionalism-help-and-advice/) - Suzanne Just wanted to thank you for your professionalism, help and advice in handling our finances for the purchase of the property in Barton. You always took our calls, were able to answer all of our questions and nothing was too much trouble which was much appreciated. Settlement went through fine and I’m now all - ["..always secured competitive finance.."](https://www.dominionfinance.com.au/dt_testimonials/always-secured-competitive-finance/) - My wife and I have used Melita Beilicz for all our property financing needs since 2000. During that time she has always been helpful and has always secured competitive finance to serve our needs sometimes within tight timeframes. We have recommended Melita to several of our friends (home owners and investors) and continue to receive - ["..I feel so looked after."](https://www.dominionfinance.com.au/dt_testimonials/i-feel-so-looked-after/) - Melita has been our bank broker for over 15 years! Melita is a breath of fresh air. She consistently delivers a high quality service that is above and beyond my expectation if not more. Her approach is to make the whole mortgage lending experience as pain free as possible and each time I go through - ["We wouldn't consider going anywhere else."](https://www.dominionfinance.com.au/dt_testimonials/we-wouldnt-consider-going-anywhere-else/) - We have utilised the wonderful services of Melita at Dominion Finance now for several purchases in both Canberra and Sydney over a number of years. Melita takes away all the stress and is a pleasure to deal with. She is adept at coming up with creative ways to approach finance. We wouldn't consider going anywhere - ["It couldn't have run smoother.."](https://www.dominionfinance.com.au/dt_testimonials/it-couldnt-have-run-smoother/) - 5 Star We had the pleasure of working with Amber to finance our first home off plan. Nothing was ever a problem with Amber and she ran through all of our options in detail and kept us in the loop. It couldn't have run smoother and we definitely recommend her to all our family and - [Highly recommend!](https://www.dominionfinance.com.au/dt_testimonials/highly-recommend/) - 5 Star It was an absolute breeze dealing with Amber. She gave us plenty of options and communicated with us throughout the borrowing process. Highly recommend! Lauren - ["I keep coming back.."](https://www.dominionfinance.com.au/dt_testimonials/i-keep-coming-back/) - I’ve used Suzanne’s services over many years now, and I consistently recommend her to friends. I keep coming back because I trust her professionalism and her competence, and because she offers a friendly and personal service. I’ve always found she works with my best interests at heart, and does all she can to make transactions - ["..exceeded my expectations.."](https://www.dominionfinance.com.au/dt_testimonials/exceeded-my-expectations/) - A huge thank you to my truly professional, reliable and talented friend Miss Amber Ferry. I recently purchased my first investment property. Using Amber Ferry (through Dominion Finance mortgage brokers) was the best way to arrange my home loan. Unlike going through banks in the past for finance, Amber made this entire process easy and stress - ["..a process that was fuss free."](https://www.dominionfinance.com.au/dt_testimonials/a-process-that-was-fuss-free/) - Suzanne from dominion finance is great, and can come to you. We've seen her twice now, as well as my mum and sister. We had just finalised a construction loan with our own bank and due to our experience, we're leaving this bank after 27 years banking with them and Suzanne set us up with - [What a relief! Brilliant service.](https://www.dominionfinance.com.au/dt_testimonials/what-a-relief/) - Suzanne O'Connor at Dominion Finance did my first home loan and my second one. I didn't know where to start with finding the best loan and too busy to deal with it and I needed help. Suzanne was amazing. She came to me, discussed the options, did all the paperwork, found a fantastic deal and ## Team - [Leonie Walz](https://www.dominionfinance.com.au/dt_team/leonie-walz-2/) - I have more than 18 years’ experience in the finance industry, learning everything from the ground up. - [Suzanne O’Connor](https://www.dominionfinance.com.au/dt_team/suzanne-oconnor-3/) - I have over 35 years experience in Finance and Mortgage Broking. I love Canberra, contributing to the Canberra community and have brought up my own family here. - [Alicia Wilkinson](https://www.dominionfinance.com.au/dt_team/alicia-wilkinson-3/) - With over 22 years experience in the finance industry I have always enjoyed assisting our clients in achieving their goals. - [Melita Beilicz](https://www.dominionfinance.com.au/dt_team/melita-beilicz/) - With over 35 years experience, my knowledge on lending and structure is extensive. I pride myself in matching my client to the Lender – making sure everyone’s needs are met. - [Molly McDonald Crowley](https://www.dominionfinance.com.au/dt_team/1428/) - I have worked at Dominion Finance for over 9 years. My passion is to assist people with their financial goals. - [Amber Redmayne](https://www.dominionfinance.com.au/dt_team/1423/) - I have 17 years experience in the mortgage broker industry. I love what I do and enjoy helping my clients achieve their goals. ## Slideshows - [2024](https://www.dominionfinance.com.au/dt_slideshow/2024/) - [2020 Dominion Finance](https://www.dominionfinance.com.au/dt_slideshow/2019-dominion-finance/) - [Dominion Finance Achieve](https://www.dominionfinance.com.au/dt_slideshow/dominion-finance-achieve/) - [Dominion Finance Mortgage Brokers](https://www.dominionfinance.com.au/dt_slideshow/376/) ## Categories - [Uncategorized](https://www.dominionfinance.com.au/category/uncategorized/) - [Refinance](https://www.dominionfinance.com.au/category/refinance/) - [Renovate](https://www.dominionfinance.com.au/category/renovate/) - [Investment](https://www.dominionfinance.com.au/category/investment/) - [Rental Property Investment](https://www.dominionfinance.com.au/category/rental-property-investment/) - [Awards](https://www.dominionfinance.com.au/category/awards/) - [Achievements](https://www.dominionfinance.com.au/category/achievements/) - [Building Wealth](https://www.dominionfinance.com.au/category/building-wealth/) - [Managing Money](https://www.dominionfinance.com.au/category/managing-money/) - [Breast Cancer Awareness](https://www.dominionfinance.com.au/category/breast-cancer-awareness/) - [Women's Health](https://www.dominionfinance.com.au/category/womens-health/) - [Avoid Paying Too Much](https://www.dominionfinance.com.au/category/managing-money/avoid-paying-too-much/) - [Broker Renumeration](https://www.dominionfinance.com.au/category/broker-renumeration/) - [News Report](https://www.dominionfinance.com.au/category/news-report/) - [Interest Rates](https://www.dominionfinance.com.au/category/investment/interest-rates/) - [Mortgage Brokers](https://www.dominionfinance.com.au/category/mortgage-brokers/) - [Opportunities](https://www.dominionfinance.com.au/category/opportunities/) - [Monthly Newsletter](https://www.dominionfinance.com.au/category/monthly-newsletter/) - [Newsletter](https://www.dominionfinance.com.au/category/newsletter/) - [Mortgage News](https://www.dominionfinance.com.au/category/mortgage-news/) - [Home Loans](https://www.dominionfinance.com.au/category/home-loans/) - [First Home Buyer](https://www.dominionfinance.com.au/category/first-home-buyer/) - [Dominion Finance Update](https://www.dominionfinance.com.au/category/dominion-finance-update/) - [Company](https://www.dominionfinance.com.au/category/company/) - Nulla et consectetur ligula, ut fringilla velit. Interdum et malesuada fames ac ante ipsum primis in faucibus. - [Economy](https://www.dominionfinance.com.au/category/economy/) - Praesent feugiat gravida cursus. Integer cursus hendrerit massa, et vulputate tellus efficitur non. - [Industry](https://www.dominionfinance.com.au/category/industry/) - Integer cursus hendrerit massa, et vulputate tellus efficitur non. Proin tristique augue eget tristique varius. ## Tags - [Investment](https://www.dominionfinance.com.au/tag/investment/) - [rental property market](https://www.dominionfinance.com.au/tag/rental-property-market/) - [lifestyle](https://www.dominionfinance.com.au/tag/lifestyle/) - [Winner at eChoice awards](https://www.dominionfinance.com.au/tag/winner-at-echoice-awards/) - [Mentor of the year 2017](https://www.dominionfinance.com.au/tag/mentor-of-the-year-2017/) - [What brokers get paid](https://www.dominionfinance.com.au/tag/what-brokers-get-paid/) - [Renumeration](https://www.dominionfinance.com.au/tag/renumeration/) - [Media](https://www.dominionfinance.com.au/tag/media/) - [Broker Regulations](https://www.dominionfinance.com.au/tag/broker-regulations/) - [Refinancing](https://www.dominionfinance.com.au/tag/refinancing/) - [Rates](https://www.dominionfinance.com.au/tag/rates/) - [business](https://www.dominionfinance.com.au/tag/business/) - [digital](https://www.dominionfinance.com.au/tag/digital/) - [news](https://www.dominionfinance.com.au/tag/news/) - [novelty](https://www.dominionfinance.com.au/tag/novelty/) - [trends](https://www.dominionfinance.com.au/tag/trends/) - [world](https://www.dominionfinance.com.au/tag/world/)