There are supporting documents that you will require when submitting a loan application. Please use the following as a guide when applying for finance. Please select the categories that describe you:

PAYG Applicants

Provide only what applies to your circumstances.

  • 100 Points ID (passport or birth certificate & drivers license)
  • Rates Notice for all properties owned
  • Last 2 payslips
  • Latest Group Certificate or Tax Return
  • Last 6 months savings history statements
  • Evidence of property sale
  • Evidence of property purchase
  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Evidence of Pensions or other allowances received
  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statements

Application for Construction

Provide only what applies to your circumstances.

  • 100 Points ID (passport or birth certificate & drivers license)
  • Rates Notice for all properties owned
  • Last 2 payslips
  • Latest Group Certificate or Tax Return
  • Last 6 months savings history statements
  • Evidence of property sale
  • Evidence of property purchase
  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Evidence of Pensions or other allowances received
  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statements
  • Copy of fixed price building contract/quote/tender
  • Copy of proposed building plans
  • Copy of inclusions list
  • Details of land purchase

First home buyers

Provide only what applies to your circumstances.

  • 100 Points ID (passport or birth certificate & drivers license)
  • Copy of Medicare Card
  • Copy of Utilities Bill (Gas, Electricity or Car insurance – must show current mailing address
  • Rates Notice for all properties owned
  • Last 2 payslips
  • Latest Group Certificate or Tax Return
  • Last 6 months savings history statements
  • Evidence of property sale
  • Evidence of property purchase
  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Evidence of Pensions or other allowances received
  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statements

Self-Employed Applicants

When submitting a loan application, there are supporting documents that should be provided. Please use the following as a guide when applying for finance. Please select the categories that describe you:

Provide only what applies to your circumstances.

  • 100 Points ID (passport or birth certificate & drivers license)
  • Rates Notice for all properties owned
  • Last two years full business/company/trust tax returns
  • Last two years ATO Notice of Assessments
  • Last two years personal tax returns
  • Copy of trust deed
  • Copy of Memorandum and Articles
  • Copy of Certificate of Incorporation
  • Last 6 months savings history statements
  • Evidence of property sale
  • Evidence of property purchase
  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Evidence of Pensions or other allowances received
  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statements

Low Doc Applicants

Provide only what applies to your circumstances.

  • 100 Points ID (passport or birth certificate & drivers license)
  • Rates Notice for all properties owned
  • Evidence of funds to complete purchase (savings)
  • Evidence of property sale
  • Evidence of property purchase
  • Evidence of existing rental income for investment properties owned
  • Evidence of expected rental to be received on investment purchase
  • Last 6 months loan history for debts being refinanced/consolidated
  • Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
  • Last 3 months credit/store cards statements